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Email The State of New York passed a law in December 2020 – the Commercial Finance Disclosure Law (“CFDL”), with an effective date of June 2021 – that prescribed required disclosures for commercial finance transactions that are $2,500,000 or less. https://www.cadwalader.com/resources/articles/new-york-department-of-financial-services-issues-regulations-regarding-commercial-finance-disclosures