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Email A district court recently denied an insurance company defendant’s motion to dismiss based on the assertion that COVID-19 does not result in “direct physical loss or direct physical damage” to real property because the same requires an “actual, tangible, permanent, physical alteration of property.” Loren Taub discusses the decision and its implications. https://www.cadwalader.com/resources/articles/what-is-physical-loss-court-opens-the-door-for-policy-holders-