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Email The Consumer Financial Protection Bureau (“CFPB”) last week announced long-awaited proposed rules governing payday loans and other high-cost credit products, including that lenders must take steps to ensure prospective borrowers have the ability to repay them. https://www.cadwalader.com/resources/clients-friends-memos/cfpb-proposed-rules-address-payday-loans-and-impose-new-customer-diligence-requirements