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Email The focus of this Memorandum is on the material changes to U.S. banking regulation made by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Act” or the “Dodd-Frank Act”), including the potential regulation by the Board of Governors of the Federal Reserve System of nonbank financial companies deemed systemically significant. https://www.cadwalader.com/resources/clients-friends-memos/changes-to-the-regulation-of-banks-thrifts-and-holding-companies-under-the-dodd-frank-wall-street-reform-and-consumer-protection-act