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Email On 15 April 2020, the UK Financial Conduct Authority (“FCA”) published a “Dear CEO” letter sent to the leaders of UK banks on lending to small and medium-sized enterprises (“SMEs”) during the COVID-19 pandemic. https://www.cadwalader.com/resources/clients-friends-memos/covid-19-update-fca-sends-dear-ceo-letter-to-uk-banks-on-lending-to-smes-and-responsibilities-of-senior-managers