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Email On March 4, 2009, the Obama Administration released additional details on its Homeowner Affordability and Stability Plan, which was first announced on February 18, 2009. The plan is designed to help seven to nine million families restructure or refinance their mortgages to avoid foreclosure. https://www.cadwalader.com/resources/clients-friends-memos/obama-administration-releases-details-of-the-homeowner-affordability-and-stability-plan