Aaron J. Benjamin 

Partner – Charlotte
T.+1 704 348 5384
aaron.benjamin@cwt.com
650 South Tryon Street
Charlotte, NC 28202 V-CARD

Aaron Benjamin’s practice concentrates in the representation of banks and financial institutions as lenders and repurchase buyers in fixed income transactions of all types. He has extensive experience in representing domestic and foreign banks in warehouse lending transactions backed by commercial and residential real estate loans and in structured repurchase transactions backed by broadly syndicated and middle market CLO bonds and repack securities formed for the purpose of securitizing commercial bank loans not suitable for traditional CLO securitizations.

Aaron’s practice ranges from standard market transactions to bespoke structured finance transactions designed to solve specific problems with complex fund structures and/or asset classes. Foreign bank representation includes advising on capital treatment requirements including innovative deal structures to achieve EU securitization capital treatment and risk retention requirements.

Aaron has worked on many innovative financing structures of a wide variety of pooled lending products including repurchase transactions and other debt financing structures backed by senior and junior commercial real estate loans, participation interests, mezzanine loans, preferred equity interests. Structured product bond experience includes repurchase transactions of residential mortgage loans, reverse mortgage loans, HELOCs, residential and commercial mortgage backed, CRE CLO and commercial CLO securities. Aaron’s practice draws on Cadwalader's deep experience in supporting practice areas such as tax, bank regulatory and bankruptcy, including structuring repurchase transactions backed by real estate loans and securities to enable reliance on the U.S. Bankruptcy Code safe harbor protections from the automatic stay in bankruptcy of a borrower or sponsor.

Aaron received his J.D. from the University of Toronto Law School and his undergraduate degree, with high honors, from Carleton University.

He is admitted to practice in the State of New York.

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Aaron J. Benjamin 

Admissions

  • New York

Education

  • University of Toronto, Faculty of Law
    J.D., 1996
  • Carleton University
    B. Journ., 1993